Access the latest news and research from the National Institute of Retirement Security.
A new report finds U.S. public pension plan investment strategies have adapted to meet changing market conditions.
Fear-driven decision making, like claiming Social Security early, can undermine long-term retirement security.
U.S. public policy typically encourages saving. Our retirement system has undergone a major transformation over the past four decades, shifting workers to an individual savings-based system. Public policy supports saving for college costs, health costs, and emergencies, so it seems odd when a specific group of Americans is denied the ability to save, but that […]
For decades, Americans have been told that Social Security is teetering on the brink. Warnings about a looming mismatch between the program’s revenues and expenses have become part of the Social Security narrative. As a result, it seems like the system is in constant need of reform. It’s a compelling story, but it’s not the […]
In a new Forbes column NIRS Executive Director Dan Doonan writes that pension income is so much more than just income for retirees – it’s also a reliable economic engine that impacts virtually every community across the U.S. When pension income lands in a retiree’s bank account, that money doesn’t just sit in an account. […]
In 2025, will more employers offer pensions to workers who are worried about their financial future?
The upcoming election is only days away, and the two presidential candidates remain in a statistical dead heat. Control of the U.S. Congress seems likely to be narrow as well, with either party having a chance to win control. Clearly, the electorate is deeply divided, and it is increasingly rare to find issues that transcend […]
In a new Forbes column, NIRS Executive Director Dan Doonan details how defined benefit pensions play a crucial role in recruiting and retaining public-sector employees, especially for education and public safety positions.
As ERISA turns 50, there is much to celebrate. But there still is much work to be done to improve the U.S. retirement infrastructure.
Social Security celebrates its 89th birthday today, and there is much to celebrate. Social Security touches the lives of virtually every American. Almost 97 percent of the older population in the United States will receive Social Security benefits, averaging more than $1,800 monthly for retired workers. Social Security has evolved into one of the most […]