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Americans have an average of $955 saved for retirement, survey finds

Feb 6, 2026

Piggybank on a desk with hand putting money in it.

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The report shows that Americans ages 21-64 only have an average of $955 saved for retirement. The amount of money you need in retirement is largely dependent on the lifestyle you want to live — but experts agree that $1,000 or less will not do it for you.

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