• In the News

    • Retirement has become more frustrating than a Rubik’s Cube

    Nov 5, 2020

    Rubik’s cube on the white or wooden background

    In a new Marketwatch column, NIRS executive director Dan Doonan writes that retirement has become a Rubik’s Cube for most Americans.

    “So many factors impact how much one is able to save during their working years, and there are even more considerations as one tries to spend down their nest egg so they don’t run out of money. From stock-market volatility to fluctuating interest rates to escalating health, housing and long-term care costs, retirement is fast becoming an unsolvable puzzle for most Americans.”

    Read the full column here.

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    80% of Americans Say U.S. Faces Retirement Crisis Amid Affordability Pressures and Debt
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  • Press Release
  • Public Opinion Research

    • 80% of Americans Say U.S. Faces Retirement Crisis Amid Affordability Pressures and Debt

    New national research from the National Institute on Retirement Security finds that 80 percent of Americans believe the nation faces a retirement crisis, as rising costs, debt, and other affordability pressures make it harder to save. The survey also finds widespread caution about AI-generated financial advice and cryptocurrency in workplace retirement plans, while 85 percent say Washington should make retirement security a higher national priority.

    Aug 26, 2026