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The National Institute on Retirement Security (NIRS) is one of the leading national nonprofits studying retirement and how retirement plans, especially defined benefit pension plans, help workers, employers, and the economy to thrive. The members of NIRS directly support the research and education activities of the organization through annual membership dues. NIRS also accepts individual donations from those who want to invest in the ongoing work of providing reliable research and sensible solutions regarding today’s retirement challenges.