• In the News

    • Stark, Growing Economic Inequality Fuels Retirement Insecurity

    Sep 1, 2021

    Half-empty jar.

    In a new Forbes column, NIRS Executive Director Dan Doonan writes that most working Americans will continue to struggle to achieve retirement security because the ownership of financial assets is highly concentrated among the wealthiest.

    He explains that a new analysis, Stark Inequality, examines the role of race in financial asset ownership. Boomer, Gen X, and Millennial white households own the vast majority of financial assets, while Black and Hispanic households hold only a sliver.

    Read the full column here.

    Related News

    See All
    80% of Americans Say U.S. Faces Retirement Crisis Amid Affordability Pressures and Debt
    Young woman inserting her last coins in a piggy bank, worried about her financial situation
  • Press Release
  • Public Opinion Research

    • 80% of Americans Say U.S. Faces Retirement Crisis Amid Affordability Pressures and Debt

    New national research from the National Institute on Retirement Security finds that 80 percent of Americans believe the nation faces a retirement crisis, as rising costs, debt, and other affordability pressures make it harder to save. The survey also finds widespread caution about AI-generated financial advice and cryptocurrency in workplace retirement plans, while 85 percent say Washington should make retirement security a higher national priority.

    Aug 26, 2026