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In a Forbes column, NIRS Executive Director Dan Doonan writes that one of the most immediate challenges resulting from changing demographics is the strain on government-sponsored pension and healthcare programs.

In a Forbes column, NIRS Executive Director Dan Doonan writes retirement policy has remained an area for bipartisan cooperation. Congress has passed two major pieces of retirement policy legislation in recent years, and red states, blue states, and purple states have established state-facilitated retirement savings programs to help working Americans save for their retirement. It […]

In a Forbes column, NIRS Executive Director Dan Doonan writes that following IBM’s recent announcement that the company will resume offering a pension plan to its employees, there is much speculation that other companies will follow suit.

With a strong labor market, plentiful jobs, rising wages and wealth, and an urgent need for people to be more optimistic about our national future, there may never be a better time to act on retirement challenges than today.

A new report from the National Institute on Retirement Security tracks the experience of five states that shifted new employees away from defined benefit (DB) pensions to defined contribution (DC) or cash balance plans. Among states that switched to a DC plan, costs rose, negative cash flow grew, and employee turnover increased.

In a new Forbes column, NIRS Executive Director Dan Doonan writes that the financial stability of the Teachers’ and State Employees’ Retirement System (TSERS) and State Health Plan could take a dramatic turn for the worse if the North Carolina legislature doesn’t quickly take action to remedy a provision in the recently enacted $30 billion state budget.

In a Forbes column, NIRS Executive Director Dan Doonan writes that the battle to bring back pensions for auto workers will have to fight another day. But maybe other companies with frozen pension plans will take a hard look at the evidence about the wisdom of offering pension plans. Certainly, a pension renaissance would benefit […]

FOR IMMEDIATE RELEASE New National Institute on Retirement Security Analysis Finds Average Amount of Student Loan Debt held by Gen Xers Is $40,000 Persistence of Student Loan Debt May be Hindering Generation X’s Retirement Savings  WASHINGTON, D.C., September 28, 2023 – A new analysis from the National Institute on Retirement Security (NIRS) finds 13 percent […]

FOR IMMEDIATE RELEASE New Report Finds Public Pensions Play a Critical Role in Delivering Retirement Security for Older Americans While Reducing Wealth Inequality by Race and Gender Report Supplemented by 51 Fact Sheets Detailing Pension Equity Impacts in States and Washington, D.C. WASHINGTON, D.C., and BERKELEY, CA, September 13, 2023 – A new report finds […]