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Fear-driven decision making, like claiming Social Security early, can undermine long-term retirement security.

A new report from the National Institute on Retirement Security (NIRS) and Aon examines the changes public pension plan investing has undergone throughout the twenty-first century.

U.S. public policy typically encourages saving. Our retirement system has undergone a major transformation over the past four decades, shifting workers to an individual savings-based system. Public policy supports saving for college costs, health costs, and emergencies, so it seems odd when a specific group of Americans is denied the ability to save, but that […]

For decades, Americans have been told that Social Security is teetering on the brink. Warnings about a looming mismatch between the program’s revenues and expenses have become part of the Social Security narrative. As a result, it seems like the system is in constant need of reform. It’s a compelling story, but it’s not the […]

In a new Forbes column NIRS Executive Director Dan Doonan writes that pension income is so much more than just income for retirees – it’s also a reliable economic engine that impacts virtually every community across the U.S. When pension income lands in a retiree’s bank account, that money doesn’t just sit in an account. […]

MEDIA ADVISORY National Institute on Retirement Security to Hold Retirement Policy Conference on March 3 – 4  in Washington, D.C. February 20, 2025, Washington, D.C. – The National Institute on Retirement Security (NIRS) will hold its 16th Annual Retirement Policy Conference, Choices, Challenges, and Opportunities | Strengthening Our Retirement Infrastructure, in Washington, D.C. At the […]

WASHINGTON, D.C., January 29, 2025 – Today, the National Academy of Social Insurance, AARP, the National Institute on Retirement Security, and the U.S. Chamber of Commerce released a new survey detailing Americans’ views on Social Security. Unlike most public opinion research on Social Security, which asks about each policy option individually, the survey, features a […]

New Report Details Long History of Public Support for Social Security Analysis Finds That Confidence in Social Security Grows with Age National Institute on Retirement Security to Host Webinar on February 12 to Review Report Findings WASHINGTON, D.C., January 27, 2025 – As Social Security approaches its 90th anniversary, a new report from the National […]

In 2025, will more employers offer pensions to workers who are worried about their financial future?

Retiree spending powered by U.S. private and public sector defined benefit pensions contributed significantly to the economy in 2022, according to a new report from the National Institute on Retirement Security.

Pensionomics 2025: Measuring the Economic Impact of Defined Benefit Pension Expenditures calculates the national economic impacts of U.S pension plans, as well as the impact of state and local plans on a state-by-state basis.