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New Research Finds Strong Support for State-Facilitated Retirement Programs for Workers Lacking Workplace Plans 72 Percent of Americans Say These Retirement Programs Are a Good Idea    WASHINGTON, D.C., November 18, 2021 – A national survey finds strong support for new state-facilitated retirement programs aimed at helping workers without employer-provided plans save for retirement. The vast […]

In a new Forbes column, Dan Doonan writes that the United States is not the only nation facing a retirement savings crisis. He says that many advanced, post-industrial democracies are struggling with similar challenges presented by an aging population. And just like in the U.S., these countries may have a variety of different retirement savings […]

Across Generations, U.S. Middle Class Households Have Few Financial Assets, According to New Analysis from the National Institute on Retirement Security Lack of Assets Will Mean Retirement Insecurity for Middle Class Families WASHINGTON, D.C., October 14, 2021 – A new analysis finds that across generations, middle class households in the U.S. own few financial assets […]

In a Forbes column, Dan Doonan writes that there are pragmatic solutions to shore up Social Security’s financing. Two approaches that deserve particular consideration: addressing the “tax max” issue and increasing contributions. Whatever the solution, policymakers must act now. If we get to 2033 without action, retirees across the board will see a 24 percent […]

Competition Opens for Innovative Public Pension Funding Strategies Award National Institute on Retirement Security and Conference of Consulting Actuaries Co-Sponsor New Award Webinar on October 21st to Review Award Process and Timeline WASHINGTON, D.C., September 23, 2021 – The National Institute on Retirement Security (NIRS) and the Conference of Consulting Actuaries (CCA) have launched a […]

In a new Forbes column, NIRS Executive Director Dan Doonan writes that most working Americans will continue to struggle to achieve retirement security because the ownership of financial assets is highly concentrated among the wealthiest. He explains that a new analysis, Stark Inequality, examines the role of race in financial asset ownership. Boomer, Gen X, […]

Accumulation of Financial Assets Increasingly Unequal, Especially for Blacks and Hispanics Growing Economic Inequality and Changes to Retirement Structure Further Weaken Middle Class Retirement Security  The National Institute on Retirement Security Hosts a Webinar to Review New Research Report WASHINGTON, D.C., September 1, 2021 – A new report finds that economic inequality continues to grow, […]

In a new Forbes column, Dan Doonan, NIRS executive director, says that many Americans are worried about retirement. But, substantial differences emerge across generations. Millennials (72 percent) and Generation X (59 percent) are significantly more more pessimistic about achieving financial security in retirement as compared to Baby Boomers (43 percent) and the Silent Generation (26 […]

New Research Finds Millennials and Gen X Increasingly Concerned About Retirement in Wake of Pandemic  National Poll Finds Strong Support Across Generations for Pensions and Social Security WASHINGTON, D.C., July 19, 2021 – A national survey finds that Millennials and Generation X are more worried about retirement as compared to older generations. Sixty-four percent of […]

In a Forbes column, Dan Doonan says that retirement plan design can make or break an employee’s ability to maintain their standard of living in retirement. But over the past several decades, many private sector companies implemented a complete overhaul in retirement plan design, shifting from defined benefit pensions to 401(k)-style defined contribution accounts. As […]