Shortchanged in Retirement: Continuing Challenges to Women’s Financial Future
A new analysis finds that women are far more likely than men to face financial hardship in retirement. Women are 80 percent more likely than men to be impoverished at age 65 and older.
The Continuing Retirement Savings Crisis
A new research report calculates that the U.S. retirement savings crisis continues to worsen, and that the typical working household still has virtually no retirement savings.
Still a Better Bang for the Buck: An Update on the Economic Efficiencies of Defined Benefit Pensions
New research finds that pension plans are a far more cost-efficient means of providing retirement income as compared to individual defined contribution accounts.
Financial Security Scorecard: A State-by-State Analysis of Economic Pressures Facing Future Retirees
This new analysis gauges the relative performance of the fifty states and the District of Columbia in three key areas: anticipated retirement income; major retirement costs like housing and healthcare; and labor market conditions for older workers.
Pensionomics 2014: Measuring the Economic Impact of DB Pension Expenditures
A new national economic impact study finds that DB pension benefits have a significant economic impact: 6.2 million American jobs and $943 billion in economic output.
Race and Retirement Insecurity in the United States
New NIRS research examines racial disparities in retirement readiness among working-age Americans and households.
The Retirement Savings Crisis: Is It Worse Than We Think?
The study broadly examines how American households are faring in relation to retirement savings targets recommended by some financial services firms.
Pensions and Retirement Security 2013: A Roadmap for Policy Makers
This nationwide public opinion poll measures how Americans feel about their financial security in retirement and assesses their views on policies that could improve their retirement outlook.
The Pension Factor 2012: The Role of Defined Benefit Pensions in Reducing Elder Economic Hardships
This report calculates the impact of pensions for reducing the risk of elder American poverty and hardship, particularly for households headed by women and racial/ethnic minority groups.
Pensionomics 2012: Measuring the Economic Impact of DB Pension Expenditures
This report provides the national economic impacts of public and private pension plans, as well as the impact of state and local plans on a state-by-state basis.
A Better Bang for New York City’s Buck
This report finds that New York City’s defined benefit pension plans can deliver the same retirement income at nearly 40% lower cost than defined contribution 401(k)-type individual accounts.
Decisions, Decisions: Retirement Plan Choices for Public Employees and Employers
This study analyzes seven state retirement systems that offer a choice between DB and DC plans to find that workers strongly prefer DB plans over DC plans.
Lessons from Well-Funded Public Pensions: An Analysis of Six Plans that Weathered the Financial Storm
This report examines selected statewide public pension plans to identify common elements that led these plans to remain well-funded despite two severe economic downturns.
Pensions and Retirement Security 2011: A Roadmap for Policy Makers
This nationwide public opinion poll measures how Americans feel about their financial security in retirement and assesses their views on policies that could improve their retirement outlook.
Out of Balance? Comparing Public and Private Sector Compensation over 20 Years
This report examines the compensation gap between employees of state & local governments and comparable private sector employees. Analysis spanning two decades shows the pay gap has widened in recent years.