Research & Analysis

A new paper examines the U.K.’s implementation of a bold, new retirement savings program requiring auto enrollment in retirement accounts and employer contributions.

In partnership with NRTA: AARP’s Educator Community, NIRS has developed a series of state-by-state infographic fact sheets regarding the public employee and teacher retirement systems across the country. These fact sheets present a snapshot of these retirement systems along with key data from NIRS research and other sources. We invite you to learn more about each […]

A new report finds a deeply troubling retirement outlook for the Millennial generation. Most Millennials have nothing saved for retirement, and those who are saving aren’t saving nearly enough. The report indicates that many factors are contributing to this generation’s retirement savings challenges – from depressed wages to the lack of eligibility to participate in […]

A new case study examines the impacts of the actions of the Town of Palm Beach when substantial changes were made to the retirement plans offered to the town’s employees. The case study details the 2012 decision by the Palm Beach Town Council to close its existing defined benefit (DB) pension systems for its employees, […]

A new report finds that defined benefit (DB) teacher pension plans work for both schools and teachers, and that there are important policy reasons to continue offering these retirement plans.

This issue brief analyzes the effectiveness of pensions on teacher retention and productivity. It finds that pensions play a critical role in recruiting and retaining highly productive teachers.

A series of legislative fixes – some small and others more substantial – would make the Saver’s Credit less complex and more likely to achieve its intended goal of providing greater incentives and increase retirement savings.

Public employees with retirement plan choice overwhelmingly choose defined benefit pension plans over defined contribution 401(k)-type individual accounts.

A new nationwide public opinion research report finds that an overwhelming majority of Americans – 86 percent – believe the nation faces a retirement crisis.

A new study finds that 72 percent of Coloradans believe that economic conditions are impacting their ability to achieve a secure retirement.

A new research report finds that across party lines, Americans are deeply worried about their economic security in retirement.

This report provides the national economic impacts of public and private pension plans, as well as the impact of state and local plans on a state-by-state basis.

This report finds that nearly all state retirement systems have features that allow for preservation of retirement income benefits, even for those employees who decide to change jobs.

A new analysis finds that women are far more likely than men to face financial hardship in retirement. Women are 80 percent more likely than men to be impoverished at age 65 and older.

A new research brief finds that most public defined benefit (DB) pension plans have effectively managed key retirement security risk – investment, adequacy, longevity and inflation risks.