Decisions, Decisions: An Update on Retirement Plan Choices for Public Employees and Employers
Public employees with retirement plan choice overwhelmingly choose defined benefit pension plans over defined contribution 401(k)-type individual accounts.
Retirement Security 2015: Roadmap for Policy Makers Americans’ Views of the Retirement Crisis
A new nationwide public opinion research report finds that an overwhelming majority of Americans – 86 percent – believe the nation faces a retirement crisis.
What Do Coloradans Think About Economic Security in Retirement?
A new study finds that 72 percent of Coloradans believe that economic conditions are impacting their ability to achieve a secure retirement.
Retirement Security 2017: Americans’ Views of the Retirement Crisis
A new research report finds that across party lines, Americans are deeply worried about their economic security in retirement.
Pensionomics 2016
This report provides the national economic impacts of public and private pension plans, as well as the impact of state and local plans on a state-by-state basis.
Preserving Retirement Income Security for Public Sector Employees
This report finds that nearly all state retirement systems have features that allow for preservation of retirement income benefits, even for those employees who decide to change jobs.
Shortchanged in Retirement: Continuing Challenges to Women’s Financial Future
A new analysis finds that women are far more likely than men to face financial hardship in retirement. Women are 80 percent more likely than men to be impoverished at age 65 and older.
Retirement Security Risks: What Role Can Annuities Play in Easing Risks in Public Pension Plans?
A new research brief finds that most public defined benefit (DB) pension plans have effectively managed key retirement security risk – investment, adequacy, longevity and inflation risks.
The Continuing Retirement Savings Crisis
A new research report calculates that the U.S. retirement savings crisis continues to worsen, and that the typical working household still has virtually no retirement savings.
Still a Better Bang for the Buck: An Update on the Economic Efficiencies of Defined Benefit Pensions
New research finds that pension plans are a far more cost-efficient means of providing retirement income as compared to individual defined contribution accounts.
Teacher Retirement Plans: Case Studies in Washington and Ohio Indicate Value of Pensions
An issue brief finds that teachers prefer a stand-alone defined benefit pension when given a choice between a pension plan or a plan that combines a defined contribution account with a pension.
Financial Security Scorecard: A State-by-State Analysis of Economic Pressures Facing Future Retirees
This new analysis gauges the relative performance of the fifty states and the District of Columbia in three key areas: anticipated retirement income; major retirement costs like housing and healthcare; and labor market conditions for older workers.
Pensionomics 2014: Measuring the Economic Impact of DB Pension Expenditures
A new national economic impact study finds that DB pension benefits have a significant economic impact: 6.2 million American jobs and $943 billion in economic output.
Race and Retirement Insecurity in the United States
New NIRS research examines racial disparities in retirement readiness among working-age Americans and households.
Lessons for Private Sector Retirement Security from Australia, Canada, and the Netherlands
This report assesses the level of security and risk provided by each country’s retirement system through the layers of income replacement provided by government, employer, and individual programs.