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Research & Analysis

We deliver high quality retirement research that contributes to informed policymaking by fostering a deep understanding of the value of retirement security to employees, employers and the economy.

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Quantifying the Economic Impact of Social Security Benefit Spending
A Social Security card in between cash bills.
  • Fact Sheets
  • Social Security
  • Quantifying the Economic Impact of Social Security Benefit Spending

    New research from the National Institute on Retirement Security finds that Social Security benefits play a powerful role in supporting the U.S. economy, generating $2.6 trillion in total economic output and supporting more than 12 million American jobs in 2023.

    Oct 30, 2025

    Debunking the Job-Hopping Myth: A Data-Driven Look at Tenure and Turnover Among Younger Workers
    Business team at morning briefing in the office
  • Issue Brief
  • Generations
  • Debunking the Job-Hopping Myth: A Data-Driven Look at Tenure and Turnover Among Younger Workers

    Contrary to popular belief that Millennials and Generation Z employees are constantly switching jobs, new research from the National Institute on Retirement Security finds that younger workers today show job retention patterns that closely mirror previous generations at the same stage of their careers.

    Sep 2, 2025

    Pensionomics 2025: Measuring the Economic Impact of Defined Benefit Pension Expenditures
    Close-up on a customer making a contactless payment at the supermarket

    Pensionomics 2025: Measuring the Economic Impact of Defined Benefit Pension Expenditures

    Pensionomics 2025: Measuring the Economic Impact of Defined Benefit Pension Expenditures finds pending powered by U.S. private and public sector defined benefit pensions contributed significantly to the economy. In 2022, retiree spending of public and private sector pension benefits generated $1.5 trillion in total economic output, supporting 7.1 million jobs across the nation.

    Jan 5, 2025

    Public Retirement System State Fact Sheets
    A map of the contiguous 48 U.S. states
  • Fact Sheets
  • Pensions
  • Public Retirement System State Fact Sheets

    In partnership with AARP and NRTA, NIRS has developed a series of state-by-state infographic fact sheets regarding the public employee and teacher retirement systems across the country. These fact sheets present a snapshot of these retirement systems along with key data from NIRS research and other sources.

    Jan 1, 2025

    What Do Americans Think About Pensions For Public Employees?
    Elementary students working with teacher in library
  • Infographic
  • Pensions
  • What Do Americans Think About Pensions For Public Employees?

    A research infographic from the National Institute on Retirement Security (NIRS) finds strong support among Americans for retirement benefits provided to state and local government employees. “What Do Americans Think About Pensions For Public Employees? finds 86 percent of Americans say all workers, not just those employed by state and local governments, should have a […]

    Oct 29, 2024

    Views of Retirement in America by Political Party Affiliation
    Election Vote Buttons

    Views of Retirement in America by Political Party Affiliation

    Despite deep polarization across the U.S., a research brief from the National Institute on Retirement Security finds common ground when it comes to Americans’ support for Social Security and defined benefit pension plans. At the same time, Views of Retirement in America by Political Party Affiliation finds Americans across party lines are worried about retirement. […]

    Oct 7, 2024

    Americans’ Views of Social Security
    Social Security Reform

    Americans’ Views of Social Security

    Social Security has evolved to become backbone of the U.S. retirement savings system, particularly for middle-class Americans, and often is referred to as one of the nation’s most popular government programs. Nearly all workers participate in Social Security, which means nearly all retirees receive at least some income from Social Security each month. Despite the […]

    Jul 22, 2024

    The Role of Defined Benefit Pensions in Recruiting and Retaining Public Safety Professionals
    Friendly female Hispanic police officer
  • Report
  • Pensions
  • The Role of Defined Benefit Pensions in Recruiting and Retaining Public Safety Professionals

    As state and local governments across the nation continue to struggle filling public safety positions, new research from the National Institute on Retirement Security (NIRS) explores how defined benefit pension plans are a critical workforce management tool for public safety employers. The Role of Defined Benefit Pensions in Recruiting and Retaining Public Safety Professionals examines data from a nationally representative sample of 28 police and fire pension plans, as well as national datasets.

    Jun 24, 2024

    Americans’ Views of State-Facilitated Retirement Programs
    Afro American businessman at home

    Americans’ Views of State-Facilitated Retirement Programs

    A national survey of working-age Americans finds strong support for new state-facilitated retirement programs that are focused on helping workers without employer-provided plans save for retirement. More than three-fourths of Americans (77 percent) agree that state-facilitated retirement programs are a good idea. And at a time when the nation faces deep political division on a […]

    May 14, 2024

    Policy Ideas for Boosting Defined Benefit Pensions In The Private Sector
    Businessman holding black alarm clock with clockwise countdown from work to retirement.
  • Issue Brief
  • Pensions
  • Policy Ideas for Boosting Defined Benefit Pensions In The Private Sector

    In response to a request for information issued by the U.S. Senate Health, Education, Labor, and Pensions (HELP) Committee, the National Institute on Retirement Security has submitted a research issue brief with policy ideas to help expand defined benefit (DB) pension coverage for private-sector employees. The research brief, Policy Ideas for Boosting Defined Benefit Pensions […]

    May 6, 2024

    What Do Women Think About Retirement?
    Financial chart on chalkboard

    What Do Women Think About Retirement?

    Women face an uphill climb when it comes to preparing for retirement. They earn less than men, often take time away from the workforce for caregiving, they live longer, and are less likely to have access to a retirement plan at work. In fact, U.S. Census Bureau data show that half of women ages 55 […]

    Apr 29, 2024

    Employees’ Retirement System Of Rhode Island: Examination Of Turnover Trends Since Retirement Reforms
    Providence Rhode Island State Capitol
  • Report
  • Pensions
  • Employees’ Retirement System Of Rhode Island: Examination Of Turnover Trends Since Retirement Reforms

    Employees’ Retirement System Of Rhode Island: Examination Of Turnover Trends Since Retirement Reforms finds shifting employees in the Employees’ Retirement System of Rhode Island (ERSRI) from defined benefit pensions in 2012 to a hybrid retirement plan is causing demonstrable changes in public employee attrition.

    Mar 6, 2024