Revisiting the Three Rs of Teacher Retirement: Recruitment, Retention and Retirement
This issue brief analyzes the effectiveness of pensions on teacher retention and productivity. It finds that pensions play a critical role in recruiting and retaining highly productive teachers.
Issue Brief: Improving the Saver’s Credit for Low and Moderate Income Workers
A series of legislative fixes – some small and others more substantial – would make the Saver’s Credit less complex and more likely to achieve its intended goal of providing greater incentives and increase retirement savings.
Retirement Security Risks: What Role Can Annuities Play in Easing Risks in Public Pension Plans?
A new research brief finds that most public defined benefit (DB) pension plans have effectively managed key retirement security risk – investment, adequacy, longevity and inflation risks.
Teacher Retirement Plans: Case Studies in Washington and Ohio Indicate Value of Pensions
An issue brief finds that teachers prefer a stand-alone defined benefit pension when given a choice between a pension plan or a plan that combines a defined contribution account with a pension.
Lessons for Private Sector Retirement Security from Australia, Canada, and the Netherlands
This report assesses the level of security and risk provided by each country’s retirement system through the layers of income replacement provided by government, employer, and individual programs.
How Do Public Pensions Invest? A Primer
This primer provides a comprehensive overview of the public pension investment process, or how pension systems allocate assets and set expected rates of return.
On the Right Track? Public Pension Reforms in the Wake of the Financial Crisis
This report examines key factors that have contributed to private and public employers’ pension decisions. It finds that closing a pension can cost substantially more than adjusting an existing plan.
The Great Recession: Pressure on Public Pensions, Employment Relations and Reforms
This report examines the workforce impacts of switching from a DB plan to a DC plan. Public employers would attract a different labor force, there would be an increase in employee turnover, and employers will incur higher costs.
Federal Employees’ Retirement System and the Thrift Savings Plan: Creating a Combined Approach to Retirement Security
A new issue brief provides a historical overview of the Federal Employees’ Retirement System and the Thrift Savings Plan and how they create a combined approach to achieving retirement security.
The Three Rs of Teacher Pension Plans: Recruitment, Retention, and Retirement
This report analyzes the effectiveness of defined benefit (DB) pensions on teacher retention and productivity finds that pensions play a critical role in recruiting and retaining productive teachers.
Who Killed the Private Sector DB Plan?
This report examines why DB pension plan coverage has declined for private sector workers. It finds that funding volatility is the primary culprit, not pension costs.
Shattering the Retirement Glass Ceiling: Women Need a Three-Legged Stool
This report examines the specific challenges facing women in retirement and assesses the policies that may help increase retirement security for women.
The Staying Power of Pensions in the Public Sector
This report finds that pensions are an effective tool to meet the objectives of employers, employees, and taxpayers and should not mimic the private sector trend away from pensions.
Look Before You Leap: The Unintended Consequences of Pension Freezes
This issue brief explores important factors public employers should keep in mind when making decisions about their retirement programs during a weak economy.
Patience is a Virtue: Asset Allocation Patterns in DB and DC Plans
This report examines whether the move from DB to DC plans has had an impact on the way retirement assets are invested. Individual investors, for instance, may have a shorter term investment horizon than DB plans.