“Reaching your 50s or 60s with very little money set aside for retirement is unfortunate, but it’s not unusual.

The average household headed by someone nearing retirement age has a median retirement account balance of only $14,500, according to the National Institute on Retirement Security. That includes the 45% of households in that age bracket with no retirement account assets at all. Among those in the 55-64 age bracket with retirement accounts, the median balance was $104,000 as of 2013, leaving millions far short of where they want to be.” -USA Today

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