“The markets may be improving for some, but for many Americans, a retirement crisis still looms: According to the National Institute on Retirement Security, about 45 percent — or 38 million working-age households — have not started a retirement fund of any kind. With the future of Social Security uncertain and an increasing number of workers approaching retirement, having access to intuitive, low-cost retirement plans along with a sound strategy to work toward retirement goals is more important than ever.” -Huffington Post

Read the article.