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Date: January, 2017

  • In the NewsJanuary 27, 2017

    Retirement Shortages Hit Minorities Hardest

    “Nationwide, Hispanic and African American households have average retirement savings of $30,000, one-fourth of the $120,000 saved by white households, according to a 2013 report from the National Institute on Retirement Security. Those realities are expected to strain social and senior services in the United States for decades, as even families on the high end of […]

  • In the NewsJanuary 10, 2017

    Don’t expect the 401(k) to be a miracle retirement cure

    The Wall Street Journal recently ignited an online forest fire when some of the early champions of the 401(k) surprisingly disclosed a change of heart, seeing that the retirement investment accounts haven’t lived up to their expectations. Why the lament? Herbert Whitehouse, a former Johnson & Johnson human-resources executive, and one of the first in the U.S. to urge […]

  • In the NewsJanuary 5, 2017

    DC Plans at a Crossroads

    Americans face a host of retirement challenges. The transition to defined contribution (DC) plans hands more responsibility to workers to provide for themselves in retirement. Fiscal pressures on Social Security and Medicare place the future of those systems in doubt. Rising healthcare costs add further uncertainty. And slow growth in real household income and rising […]