With the debate on tax reform in full swing in Congress, tax incentives for savings appear to have avoided the chopping block. Yet, while sparing them doesn’t make it harder for American families to save for retirement, it doesn’t make it any easier either. There is much tax bill amending and horse trading still to come, so it is far too early to take our eyes off the ball. If tax reform does eventually pass, and tax breaks for retirement remain untouched, we cannot declare victory. Instead, Congress should expand support for savings, and make that support simple and fair.