Plan Sponsor reports that recent studies find 401(k)s have increased retirement savings gaps among demographic groups, and those in 401(k)s have not met their savings potential, while DB plans offer more equality.

“The National Institute on Retirement Security (NIRS) has published an Issue Brief that contends financial asset inequality is exacerbated by regressive tax incentives for retirement savings and unequal access to employer-provided retirement plans.”

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