Reports September 2018

Retirement in America | Out of Reach for Most Americans?

A new research report finds that the retirement savings levels of working age Americans remain deeply inadequate despite economic recovery. An analysis of U.S. Census Bureau data reveals that the median retirement account balance among all working individuals is $0.00. The data also indicate that 57 percent (more than 100 million) of working age individuals […]

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Reports April 2018

State Fact Sheet

In partnership with NRTA: AARP’s Educator Community, NIRS has developed a series of state-by-state infographic fact sheets regarding the public employee and teacher retirement systems across the country. These fact sheets present a snapshot of these retirement systems along with key data from NIRS research and other sources. We invite you to learn more about each […]

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February 2018

Millennials and Retirement: Already Falling Short

A new report finds a deeply troubling retirement outlook for the Millennial generation. Most Millennials have nothing saved for retirement, and those who are saving aren’t saving nearly enough. The report indicates that many factors are contributing to this generation’s retirement savings challenges – from depressed wages to the lack of eligibility to participate in […]

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Issue Briefs February 2018

Retirement Reform Lessons: The Experience of Palm Beach Public Safety Pensions

A new case study examines the impacts of the actions of the Town of Palm Beach when substantial changes were made to the retirement plans offered to the town’s employees. The case study details the 2012 decision by the Palm Beach Town Council to close its existing defined benefit (DB) pension systems for its employees, […]

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Reports October 2017

Win-Win: Pensions Efficiently Serve American Schools and Teachers

A new report finds that defined benefit (DB) teacher pension plans work for both schools and teachers, and that there are important policy reasons to continue offering these retirement plans.

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Issue Briefs September 2017

Issue Brief: Improving the Saver’s Credit for Low and Moderate Income Workers

A series of legislative fixes – some small and others more substantial – would make the Saver’s Credit less complex and more likely to achieve its intended goal of providing greater incentives and increase retirement savings.

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