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Category: In the News

  • In the NewsNovember 5, 2020

    Retirement has become more frustrating than a Rubik’s Cube

    In a new Marketwatch column, NIRS executive director Dan Doonan writes that retirement has become a Rubik’s Cube for most Americans. “So many factors impact how much one is able to save during their working years, and there are even more considerations as one tries to spend down their nest egg so they don’t run […]

  • In the NewsJune 17, 2020

    COVID-19 Recession is Destroying Millennials’ Retirement Dreams

    A commentary piece published by MarketWatch, Tyler Bond, NIRS research manager, examines the grim retirement outlook for Millennials. Let’s face it, millennials’ economic outlook has been fragile at best. We graduated from high school and college into a weak job market. The most educated generation in history entered the workforce with unprecedented student debt thanks […]

  • In the NewsMarch 13, 2020

    The Tough Retirement Challenges of Rural Americans

    Next Avenue reports: The report emphasizes how important public pension dollars are to rural areas. In fact, the researchers said, public pensions are one of the few available incentives to attract and keep public workers in rural communities. In much of rural America, the largest employers are public entities, such as a school district. The […]

  • In the NewsMarch 13, 2020

    Public pensions buoy economies of small towns, rural communities

    BenefitsPro reports: “Don’t mess with public pensions. Unless, that is, you want small towns and rural communities to suffer. That could be one way to interpret some of the findings of a report from the National Institute on Retirement Security. The report reveals that not only do such communities experience an outsized benefit from those pensions, […]

  • In the NewsJanuary 17, 2020

    Here’s where most Americans are really getting their retirement income

    CNBC reports that retirement income is often thought to come from three sources: Social Security, pensions and savings. “That combination is often called a three-legged stool, a metaphor for the money retirees use to support themselves once they are no longer working full time. However, a new report finds that very few retirees actually have […]

  • In the NewsJanuary 14, 2020

    Sanders is right: Biden is vulnerable to Trump on Social Security

    A Washington Post column says that Bernie Sanders is “a longtime Social Security champion and last year introduced legislation that would increase benefits for lower-income Americans, as well as change the cost-of-living formula to compensate for the higher inflation seniors experience thanks to their disproportionate medical spending.” “It’s tough to overstate how important Social Security […]

  • In the NewsJanuary 14, 2020

    Everyone should be worried about Social Security and 401(k) plans — including the presidential candidates

    MarketWatch reports that “Democratic candidates have voiced their opinions on climate change, universal health care and the current president for months, but Tuesday marks the seventh and last debate before primary voting begins — and they still haven’t talked much about Americans’ future financial security.” Although their positions may be similar, considering they’re all Democrats, […]

  • In the NewsJanuary 14, 2020

    Retirement Security Is On A Treacherous Path, New Report Warns

    A Forbes column indicates that retirement security is on a treacherous path for the future with dwindling pensions and proposals to cut Social Security. “The most surefire way to achieve a secure retirement is to have income from a three-legged stool of a defined benefit pension plan, a 401(k) combined with other personal savings and […]

  • In the NewsDecember 23, 2019

    We’re Getting Old, But We’re Not Doing Anything About it

    A New York Times opinion pieces says that “the aging of America demands serious reconsideration of the way we live. Confronting the issue and its many implications, from Medicare’s failure to cover long-term care to the ethics of physician-assisted dying, requires what seems to be the most difficult task for human beings — thinking about […]