With the debate on tax reform in full swing in Congress, tax incentives for savings appear to have avoided the chopping block. Yet, while sparing them doesn’t make it harder for American families to save for retirement, it doesn’t make it any easier either. There is much tax bill amending and horse trading still to […]
Only about 50 percent of working American adults feel prepared to live comfortably in retirement. It’s a figure that remains relatively consistent across age groups, but each generation faces a retirement predicament of its own. We spoke to Jennifer Brown, manager of research at the National Institute on Retirement Security, who has quick advice for three generations on […]
When the benefits adviser Ted Benna first thought up a new type of employee savings plan in 1980, the client he created it for rejected the idea as too risky. After all, no one had previously used the unremarkable section of the tax code called 401(k) to defer paying taxes on money that rank-and-file workers […]
Findings Debunk Inaccurate & Misleading Assertions about Teacher Pensions Webinar on Thursday, October 26th at 11:00 AM ET WASHINGTON, D.C., October 26, 2017 – A new report finds that defined benefit (DB) teacher pension plans work for both schools and teachers, and that there are important policy reasons to continue offering these retirement plans. The research […]
Retirement crisis: 401(k) plans may be safe for now, but that does not change the fact that many Americans have little save for their later years. Read the full transcript.
CHANGES TO SAVER’S CREDIT WOULD SUBSTANTIALLY IMPROVE RETIREMENT SAVINGS FOR LOW AND MODERATE INCOME WORKERS Lack of Retirement Plans is Key Factor Obstructing Millions of Americans from Reaping the Benefit of Tax Credit Webinar on Thursday, October 12th at 11:00 AM ET WASHINGTON, D.C., September 26, 2017 – A new report says that the underutilized Saver’s […]
PENSIONS IMPROVE QUALITY OF U.S. PUBLIC EDUCATION SYSTEM AND REDUCE TEACHER TURNOVER Magnetic Effect of Pensions Helped Retain 32,000 Teachers, Saved Up to $284 Million Nationally in Turnover Costs WASHINGTON, D.C., September 25, 2017 – A new research brief analyzing the effectiveness of defined benefit (DB) pensions on teacher retention and productivity finds that pensions play […]
NEW POLL FINDS HIGH SUPPORT AMONG KENTUCKIANS FOR PENSIONS 86 Percent Say All Workers Should Have Access to a Pension; 92 Percent Say Pensions Good Tool to Recruit Teachers WASHINGTON, D.C., August 24, 2017 – Eighty-six percent of Kentuckians say that all workers, not just those in the public sector, should have a pension plan according […]
NEW STUDY FINDS PUBLIC EMPLOYEES OVERWHELMINGLY CHOOSE PENSIONS AS RETIREMENT PLAN OVER INDIVIDUAL 401(K)-TYPE ACCOUNTS Webinar on August 23rd at 11 AM ET. Register Here. WASHINGTON, D.C., August 23, 2017 – A new study finds that public sector employees with retirement plan choice overwhelmingly choose defined benefit (DB) pension plans over 401(k)-type defined contribution (DC) individual accounts. […]
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